Medicare Open Enrollment, from October 15 to December 7, is an excellent opportunity to reassess your healthcare needs and make informed choices. Empower yourself this season—it doesn't have to be stressful. Thinking proactively about your healthcare experience in the past year can lead to better outcomes, even if you're satisfied with your current plan.

Watch for Annual Changes

Every year, Medicare Advantage or Part D prescription drug plans may undergo alterations. Stay informed by watching for the Annual Notice of Change, typically sent by the end of September. This document will highlight modifications in costs, coverage, or networks. Paying attention to these changes ensures that you're prepared for what lies ahead.

List Out Personal Needs

Make a list of any new medications, treatments, or healthcare providers you've needed over the past year. Having a clear understanding of these needs is crucial for comparing plans and ensuring your personal requirements are met effectively.

Review Your Current Plan

Reflect on your current Medicare plan's performance. Assess aspects such as premiums, out-of-pocket expenses, and coverage limitations. Determine how well your plan has addressed your health needs over the last year and identify areas for improvement.

Ask for Help

Consulting with a Medicare advisor can be incredibly beneficial. Remember, seeking assistance is a sign of strength and resourcefulness. A Medicare advisor can help navigate any questions or concerns you have, ensuring you're making empowered choices.

Investing time now in reviewing and preparing can prevent future stress. Remember, you're not alone—support is available to assist you. Take action today: check your mail for plan updates, jot down your healthcare needs, and schedule a call or meeting with a Medicare advisor before October 15.